Get Flood Insurance in

Two Minutes or Less

At Flood Insurance Program, we can offer you a flood policy for either your home, condo, townhouse, or commercial building. Click below to get an instant flood quote and begin coverage for your property.

Commercial and Residential Flood

Insurance

Great Coverage Options and Reduced

Waiting Periods

Lower Prices and More Benefits for Your

 Home and Business

Commercial and Residential

Flood Insurance

Commercial and Residential Flood Insurance is a crucial investment in protecting your property and assets from the devastating effects of floods. Floods can strike at any time and without warning, causing extensive damage to buildings and belongings.


With flood insurance from Flood Insurance Program, you can rest assured that you have financial protection against these unpredictable events. Don't wait until it's too late - get Commercial and Residential Flood Insurance today and secure your peace of mind.

Flood Insurance Program Insurance Covers Your

Basement Contents
(up to 10k)

Temporary Living Expenses
(up to 10k)

Pool Repair and Refill
(up to 10k)

Business Interruption
(up to 25k)

Extra Buildings on Property
(up to 50k)

What's Covered?

A standard flood insurance policy covers your home and contents when damage is caused by rising water. At Neptune, we help waterproof your assets by offering expanded, optional coverage that gives your family protection where other insurers may literally leave you “underwater.”

Standard Coverages


  • Building, which is the insurance on the primary home/building on the insured property.
  • Personal Contents, which is the insurance that protects the possessions inside of your home.


The coverage offered in a Flood Insurance policy may sound like the coverage you already have in your Homeowner’s policy, but that’s not the case. It’s different than your Homeowner’s insurance because a typical Homeowner’s policy specifically excludes water damage that results from rising water. For the purpose of insurance, “Rising” is the key word to distinguish flood damage from water damage.

Get comprehensive flood protection

Coverage to protect you items not covered in the National Flood Insurance Program.

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